Youll also be committing a fraud and could get a criminal record. How do i get advice? You'll also be committing a fraud and could get a criminal record. Financial services authority - consumer information. Do you want a special interest rate deal or, say, a mortgage with flexible features?Proof of your address and identity.

State benefits - may be available but may cover you only after an initial waiting period; for example. Don’t leave things to get worse. Those of us on interest- only mortgages aren't even paying for them, so perhaps the answer is no. You won't qualify if you have a joint mortgage and only one of you loses your income. I'm not convinced that we can. How much can i afford? Work out how long you could live on your savings if you lost your job.

Reviewing your mortgage can you pay it off?You need to formally arrange your mortgage as soon as your offer is accepted on a property. Mortgage valuation survey - from £17. So imagine you are buying a £100, 000 property outside london it could add up like this.

The amount you can borrow varies from lender to lender but is usually 3 times a single person's salary, or 2. Credit card balance transfer. Choosing your adviser - information you'll get. They include information on interest rates, fees and early repayment charges.